Loan Options

May 31, 2016

What You Really Need To Qualify For A Mortgage

What You Really Need To Qualify For A Mortgage

What You Really Need To Qualify For A Mortgage | Simplifying The Market

A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to ...

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Posted in Loan Options
April 16, 2016

Private Mortgage Insurance

Private Mortgage Insurance

pmi

 Buying a home with a down payment of less than 20 percent can be expensive, but it just got cheaper for some home buyers. Many private mortgage insurers have dropped the rates they charge high quality borrower. Combined with historically low mortgage rates, this change could unlock ...

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Posted in Loan Options
Dec. 14, 2015

Mortgage Option for Mobile Homes in Georgia

     Mortgage Option for Mobile Homes in Georgia

   

    Terms

  • ·       15, 20, & 30 Years Loan Options Available

    ·       As little as 5% down payment

    Credit

    ·       Minimum Credit Score of 620 or Higher

    ·       Debt to Income of no more ...

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Posted in Loan Options
Nov. 22, 2015

What Mortgage Payment Can I Afford?

The housing market has taken off again.

Home prices are climbing fast and closing in on the record highs we saw just before the housing bubble burst.

Bidding wars for desirable homes are common in many cities, putting incredible pressure on buyers to spend more.

Yet the fundamentals of wise ...

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Posted in Loan Options
Nov. 16, 2015

0% DOWN USDA Home Loan Program

0 % Down!!

                           USDA GUARANTEED

                     RURAL HOUSING PROGRAM

                                        ...

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Posted in Loan Options
Nov. 6, 2015

Conventional Loans and Government Loans

Conventional Loans and Government Loans

Mortgages can be classified as either “conventional loans” or “government loans.” Conventional loans can be conforming or jumbo, but are not insured or guaranteed by the government.

Then there are government loans, such as the widely popular FHA loan. This type of mortgage is ...

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Posted in Loan Options
Nov. 4, 2015

Loan Repayment Options: 30 YEARS, 15 YEARS, OR OTHER

30 YEARS, 15 YEARS, OR OTHER

 

The term of your loan is how long you have to repay the loan.

This choice affects:

  • Your monthly principal and interest payment
  • Your interest rate
  • How much interest you will pay over the life of the loan

Compare your loan term options ...

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Posted in Loan Options
March 25, 2010

Georgia Dream Homeownership Program

Georgia Dream Homeownership Program

What is Georgia Dream?

 

The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in ...

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